Terms of Service

1. Acceptance of Terms

Welcome to Mieter- und Bauverein Karlsruhe. By accessing and using our website, services, or Easyweb login portal, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using our services.

2. Description of Services

Mieter- und Bauverein Karlsruhe provides comprehensive financial services including but not limited to:

• Equipment leasing and financing solutions
• Commercial vehicle financing
• Asset management services
• Financial consulting and advisory services
• Secure online account management through Easyweb login
• Customer support and maintenance services

3. Terms of Use

3.1 Eligibility

You must be at least 18 years of age and have the legal capacity to enter into agreements to use our services. By using our services, you represent and warrant that you meet these eligibility requirements.

3.2 Account Registration

To access certain features, including our Easyweb login portal, you must register for an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and update your information as necessary
• Keep your login credentials secure and confidential
• Immediately notify us of any unauthorized use of your account

3.3 Prohibited Uses

You may not use our services:

• For any unlawful purpose or to solicit others to unlawful acts
• To violate any international, federal, provincial, or state regulations or laws
• To infringe upon or violate our intellectual property rights or the intellectual property rights of others
• To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
• To submit false or misleading information
• To upload or transmit viruses or any other type of malicious code
• To spam, phish, pharm, pretext, spider, crawl, or scrape
• For any obscene or immoral purpose

4. Liability and Disclaimers

4.1 Limitation of Liability

In no event shall Mieter- und Bauverein Karlsruhe, our directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of our services.

4.2 Service Availability

We do not guarantee that our services will be available at all times. We may suspend or terminate services for maintenance, updates, or other operational reasons. We shall not be liable for any loss or damage arising from service interruptions.

4.3 Third-Party Services

Our website may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of these third-party sites. Your interactions with such third parties are solely between you and the third party.

4.4 Financial Risk Disclaimer

All financial products and services carry inherent risks. Past performance does not guarantee future results. You should carefully consider your financial situation and consult with professional advisors before making financial decisions through our Easyweb login platform or other services.

5. Intellectual Property Rights

5.1 Our Intellectual Property

The service and its original content, features, and functionality are and will remain the exclusive property of Mieter- und Bauverein Karlsruhe and its licensors. This includes but is not limited to:

• Website design, layout, and graphics
• Software and applications, including Easyweb login system
• Trademarks, service marks, and logos
• Proprietary financial algorithms and methodologies
• Content, text, images, and multimedia materials
• Database structures and compilations

5.2 User-Generated Content

By submitting content to our platform, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and distribute such content in connection with our services.

5.3 Copyright Infringement

We respect intellectual property rights. If you believe that your copyrighted work has been infringed upon, please contact us immediately with detailed information about the alleged infringement.

6. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated by reference into these Terms of Service. This includes data collected through our Easyweb login system and all other touchpoints.

7. Financial Terms and Conditions

7.1 Pricing and Fees

All fees and charges are clearly disclosed before you commit to any financial agreement. Fees may include but are not limited to:

• Lease or financing charges
• Administrative fees
• Late payment penalties
• Early termination fees
• Service and maintenance charges

7.2 Payment Terms

Payment terms are specified in individual agreements. Generally, payments are due as scheduled and late payments may incur additional charges. We reserve the right to suspend services for non-payment.

8. Termination

We may terminate or suspend your account and access to our services immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever, including without limitation if you breach the Terms of Service.

9. Governing Law and Jurisdiction

9.1 Applicable Law

These Terms shall be governed and construed in accordance with the laws of Germany, without regard to its conflict of law provisions. For customers in the United States, additional state and federal laws may apply.

9.2 Dispute Resolution

Any disputes arising from these terms or our services shall be resolved through:

• First, good faith negotiations between the parties
• If unsuccessful, binding arbitration under the rules of the German Arbitration Institute
• For US customers, arbitration under the American Arbitration Association rules
• The exclusive jurisdiction of courts in Espelkamp, Germany for German customers
• Appropriate federal or state courts for US customers

9.3 Compliance with Local Laws

Customers are responsible for ensuring their use of our services complies with all applicable local, state, and federal laws in their jurisdiction.

10. Changes to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will provide notice through our website, email, or Easyweb login portal. Your continued use of our services after such modifications constitutes acceptance of the new terms.

11. Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

12. Waiver

No waiver by Mieter- und Bauverein Karlsruhe of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition.

13. Contact Information

If you have any questions about these Terms of Service, please contact us: